I too had USA Credit take money out of my account without permission. I don't even know who they are.
My credit union charged $25.00 for the overdraft. I have tried to contact this company but haven't had any luck yet. Who can you turn them into? I don't even know how they got into my account.
These companies that get your information from somewhere that you think is secure is a bunch of bull.
I am not going to give up and I will turn them in to whoever I have to. I will not give up!