I've also been getting charged monthly fees from Credit USA and it's getting ridiculous. I don't know how to get it to stop other than switching banks.
I have now paid way too much money for NSF charges and I have a negative balance in that account as of right now. When I talked to my bank about it, they told me that it could be from creditors.
If anyone has any information about how to get rid of them, or contact someone to get money back, please let me know.
Contact me at: ArmyButton@hotmail.com