Anonymous
map-marker Downey, California

They told me i was preapproved

But they lied they hung up the phone and didn't answer my question and finally told me to get lost
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Reason of review:
Poor customer service
Caila Xku
map-marker Nashua, New Hampshire

Unauthorized deductions from my account

This company twice a month deducts from my checking account and it was never authorized causing several hundreds of dollars to be taken out of my account. I cannot get through to them to stop it Everytime I dial their number it drops the call. the bank says I have to contact them to stop the deductions and then something can be done I cant do anything. I cannot even close my account because of them. Because of the automatic withdrawals the bank keeps opening my account and it goes negative again. Is there anything I can do to stop this or is there another number I can call to stop this
View full review
Loss:
$1000
Reason of review:
Never authorized this
3 comments
Guest

I have the same problem, there's an unauthorized monthly deduction of $19.95, and the bank (BofA) simply sounded powerless to stop those deductions. It looks like the only way to fix this is to close the account and open a new one.

Machele Imf

You need to be more specific. What is being deducted for example?

Guest
reply icon Replying to comment of Machele Imf

Money ***.

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Anonymous

USA Credit - Credit Limit Review

Usa credit put a limit of 7500 on my report. I didn't apply didn't want it now can get rid of it. Any help us greatly needed.
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1 comment
Guest

Me too! I didn't sign up for anything or get anything in the mail.

It's just an open credit card on my credit report and I have to idea who to call to get rid of it!

These people need to go away. How can they to this to people!

Eyvette Njr
map-marker Bowling Green, Kentucky

Credit score without receiving application

this company has put a bad credit score against me and i didn't even subscribe. they kept sending information to subscribe//join/or whatever but never sent anything in and now i'm being penalized. i just checked my credit report and it says they had to write it off. how can they write it off when i never borrowed any money from them. this is rediculous. how can this company get by doing this to people. it may not seem like much to some people but it is causing a lot of problems. someone needs to do soemthing about this issue and soon beforee something serious happens
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3 comments
Guest

I just started using my credit a year ago and my report says I have $2,500 USA Credit card in good standing. No clue where this came from..

Guest

Hello,

I am Mrs. Stella Mavis and I am a barrister loan officer dancer juggler!!! Yeeeee Hawwww!!!

Guest

There Are enough people here to fill a class action lawsuit against USA Credit.

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Rihanna Udz
map-marker Thornton, Colorado

USA Credit

They are stating that I owe them 149.95 for a loan I never received. They are calling numerous times a day and emailing me. I have tried to conact them and it does NO good because all they want is money!!!! Beware of these people!! This is a scam and they will not take no for an answer. Somehow they got all of my personal information. When you try to talk to someone at this company all they do is tell you that you owe money for something that was never provided to you. Get a real job and stop harrassing people
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Loss:
$150
Bradin Rvb
map-marker Ocoee, Florida

My credit score

So I am right here with everyone.Credit usa didn't get me for the $150. but did put a negative score against my credit saying I have a $2500 limit with them.Well this is the way I feel.If your gonna put it against my credit then you should at least let me use the crap.So WHAT DO I DO NOW?I SEE ALL THE COMPLAINTS BUT NO RESOLUTION.SOMEONE PLEASE HELP!!!!!! IAM TRYING TO STRIGHTEN OUT MY CREDIT TO GET A BUSINESS LOAN IF ANYONE KNOWS HOW TO FIX THIS PLEASE RESPOND TO preciousmommy3@***.com thank you in advance.
View full review
Loss:
$2500
1 comment
Guest

I hired them to increase my scores and didn’t see a change. It went from 8 moths to being a year. My score is still in the low of the lowest.

Anonymous
map-marker Dallas, Texas

Constant harassing multiple e-mails that won't stop!

I don't know how I got on these peoples radar, but I get numerous emails from them per day and they will not delete me from their email list. They have dozens of 'from and subject' headings that don't have anything to do with loans. It is harassment! I want them to stop!! I don't know how I got on these peoples radar, but I get numerous emails from them per day and they will not delete me from their email list. They have dozens of 'from and subject' headings that don't have anything to do with loans. It is harassment! I want them to stop!!!
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3 comments
Machele Imf

Depending on your email provider, you can block emails from senders you don't wish to receive. Look at the options your provider offers which will be somewhere withing the "help" section, etc.

Sometimes you can label them "spam" which will also work, or "junk" or whatever terminology they use. Also, follow the two comments for further options which may work.

Guest

does the emails have number to customer service?

Guest

Add them to your spam filter and more importantly, NEVER click on those "UNSUBSCRIBE ME" links in ANY spam email messages. All that does is tell the spammers you have a valid and active email account. Instead, filter the entire domain to be placed into your junk mail folder and be done with it.

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JName
map-marker Dallas, Texas

Credit.com

They took money from me and I never ask for anything from them. This is what show up on my account Here is what show up on my account USA Credit ; 800685**** CO:Could you find out what it is for and get my money back for me they took $14 from me and I have to pay a overdraft charge plus the $14 which is $25+ 14= 39 dollars and I want it all back now. They should not have ask for anything because I never heard of them before until today so get my money back ok soon.

View full review
Loss:
$39
3 comments
Guest

How did they get your account # ?

Guest

USA Credit stole money out of my Washington Mutual bank acct. back in 2008.

I have written and spoken to the bank, and I have also written to several agencies that "supposedly" deal in scam artists such as these. This is now 2012 and I have YET to hear from anybody!!!! Another fake company that withdrew money from my acct.

without my knowledge or consent came back on my bank statement as WWW.IDPROSUP.COM. What do I have to do to get attention regarding these scammers?!!!!

Guest

How did they get your account number? You need to contact your bank immediately, in person, preferably when the branch is very busy.

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Srinika Tzd
map-marker Knoxville, Tennessee

Usa credit just threatened to make my life a living ***

The Arab Guy wouldn't tell me what it was about and said he was with the Bureau of Crime Investigations. Threatened to put me in jail and they had a legal case against me. For what he wouldn't tell me. USA Credit has been taking 9.95 out of our checking account for years and never had a number to figure out what it was about. My card expired thank God, and finding out this USA Credit was a scam. We have his message saved and may persue legal options. YES I AM PISSED OFF ABOUT THIS, something needs to be done about this company, or individual. I am Bi-Polar and don't need this stress!!!!
View full review
Loss:
$400
2 comments
Guest

this arabs number is 134********. i am going through the same thing. i doubt a crime investagations unit would be calling from a magik jack number, which is what this number is.

Guest

USa credit is not the name of the people calling you, their names are slumdog rat eater, and elephant butt screwer. these people are from nigera most likely and want you to western union them money or they will supposedly have you arrested. tell them to eat *** and you gonna put a hex on them.

they are scammers thats all.

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glorgibs g
map-marker Tampa, Florida

Usa Credit took $149.95 out my bank account.

I got a phone call about a credit line but when I found out how much money to pay i told the company USA Credit that I didn't need their services. Later about 3 days I checked my bank account and that's when I discovered that USA Credit took the funds out of my bank account. I called the bank and they had returned the funds for non-suffient funds. this was about 2 weeks ago. Now as of today September 16, 2011, I checked my account because my bank account was overdrawned and charged overdrafted fees. To my discover this company USA Credit took $149.95 dollars out of my checking account this time the date was 09/13/2011 which cleared the account. Now I must go to my bank and close my current account which have all my business transactions and pay by phone and other auto pay accounts. That's not fair to cheat consumers in these days and times of the economy where people are struggling to pay their bills. Something needs to be done with this company.
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1 comment
Guest

I had originally filled out a loan application online. I can't remember who it was.

I typed in my banking acct. # along with my routing # because they said my application was approved and they needed the info to deposit my money.

(Dumb of me, I know). I did it and this is what it cost me, literally.

Deejhall H
map-marker Honolulu, Hawaii

Usa credit keeps taking$ 149.95out of my checking account even after I submitted a cancelation

They are still taking $149.95 out of my checking account even after I cancelled with them back in July 2011.Please help me to do something about this.Because They did it again this past August 2011. Please help me end this problem and get my money back, and stop them from doing it over and over each month. my email address is halldevere@***.com, my home phone # is (808)696-****.This has to stop because I can't take it any more.You see my credit is bad enough,so I don't have the for them to make worst. Thank You, DeVere Hall
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1 comment
Guest

usa credit is a scam company, they will tell you that your cancelled but continue to take money as long as your credit card is able to be charged (even if the account is closed), you need to report your card stolen or lost to stop the charges. get a new card number and dont give it out anymore. tell your bank that the charges were not authorized and try a chargeback before its too late.

kisha Ufb
map-marker Troy, New York

Usa credit .com

hello everyone today i received good news and bad news all in the same time $149.95 dollars was taken from my account today buy these consumers orwho ever they are my account is now overdrawn and i have no way to get it back im stuck now with no extra money i dont have to give to my bank for there mistake and im hurting really bad how do i get my back i have no clue what to do i please someone anyone tell me what do i have to do to get my money back because my bank has no controll of what happen im just lost out of money pls email me some advice
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1 comment
Guest

good morning!@ i just contacted this shady company advised them that i never authorize them to take the 149.95 out of my account and tht i was going to file a complaint with the bbb and contact a lawyer... they did refund the money to my account with 48-72 hours with a call to my bank to verify that the payment has been maid...

they didnt pay my over daft fees.... here is their 800 number 1-80*-***-**** good luck to you all

Neythan Ekc
map-marker Grand Forks, North Dakota

USA credit

Hey folks - if you have had a deduction from this company, take heart, here's how's you got charged & what to do: First! - if you have been charged you should call your bank and file a Regulation E claim. By filing the claim, you are protecting your rights under the law. At that time check with your bank to see if you have any liability to pay overdraft fees for an unauthorized debit. INSIST they put a stop payment at no additional charge to you. Next - contact the company to cancel the charge. Get a reference or cancellation number. Finally STOP GETTING OR APPLYING for payday loans online. Many of these websites have special little add ons that you must either select Or de-select to avoid these charges. I hope this helps!
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Anonymous
map-marker Cudahy, Wisconsin

USA Credit a ripoff. Take the money and run.

As everyone else has found out that this company just loves to take your money and run. I even had a conversation with a so called rep who tells me well sir once we get your information we take your money. Even after I told the so called rep I never submitted the info or agreed to any money being withdrawn, I was told well you ga e us hour info. Ok can anyone else say fraud charges, in the process now of going through the better business bureau and trying to file charges with the us attorney generals office. Wish us all luck. At least I got lucky I only kept about two bucks in that account just to keep it open. So take that USA credit it just *** me off so it's time for people to take back what was taken from them.
View full review
Loss:
$149
james c Hmt
map-marker Chicago, Illinois

Usa r bumb

usa credit hit my bank account and i never applied for a loan, for $149.95 they did on friday closed of bussiness, not only that but they used a bogus check,making sure you can not contact your bbank, b of amer has promised to investigated this monday, but my intent is to contact the ill attorney gen and the U S attorney monday, and bring crimmial charges against these thevies, who would borrow money from a company who hijacks customers unknowning is $149.95 stealing the only way they can make an investment for theirselves you *** r going to pay me that 149.95 back and then some
View full review
Loss:
$149
Sunny Nzx
map-marker Huntington Beach, California

Company called and told them i wasn't interested!

The Usa Credit company called me explaining everything about a online loan and charging my husbands account. I told them no thank you and that i was not interested in ANY type of online account. The male kept talking ignoring what i was saying, I raised my voice and told him repeated "I AM NOT INTERESTED"! "I DO NOT WANT ANYTHING FROM USA CREDIT" He started getting attitude because i said "NO". Then Today 07/23/2011 my husband and i go online to check his account. usa credit made a UNAUTHORIZED charge for 149.95. CAN U SPELL FRUAD?
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Loss:
$149
1 comment
Guest

They tried to do the same thing today to me. Unsuccessfully of course.

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