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USA Credit

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131 complaints

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Credit USA Inc. was established in August of 2005. The corporate toll rree number is 1 (877) 800-3141. Customer Service of the company may be reached via email:



USA Credit members enjoy the following benefits: Monthly E-Newsletter, free Discount Prescription Drug Cards, free Monthly Travel and Hotel Certificates, Tax Relief Hotline - Free Consultation, Personal/Business Loan Assistance Program, 1-on-1 Initial Consultation, Private Client Consulting Services, Personal and Business Credit and Debt Analysis, free Admittance to any Credit USA Corporate event, Banner advertisement for family business, Weepreneur - Entrepreneurial business development classes. Membership fee varies from $29.95 to $700.
Please try to contact USA Credit Customer Service directly prior to posting any complaints on this site.

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USA Credit Reviews

JName
USA Credit - Credit.com
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

They took money from me and I never ask for anything from them. This is what show up on my account Here is what show up on my account USA Credit ; 8006859354 CO:Could you find out ...

#275636
Nov 17, 2011
268

Anonymous
USA Credit a ripoff. Take the money and run.
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

As everyone else has found out that this company just loves to take your money and run. I even had a conversation with a so called rep who tells me well sir once we get your inform...

#265765
Oct 03, 2011
265

Jachelle99
USA Credit just threatened to make my life a living ***
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

The Arab Guy wouldn't tell me what it was about and said he was with the Bureau of Crime Investigations. Threatened to put me in jail and they had a legal case against me. For ...

#263303
Sep 21, 2011
304

Anonymous
USA Credit took my money and I want it back
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Thank god I only had 100 bucks in my account, otherwise they would have got me for $149.99 I am stuck with the overdraft charges and the $30 to stop any future attempts. To some pe...

#262569
Sep 17, 2011
205

Jcookjr416
USA Credit - Usa r bumb
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Usa credit hit my bank account and i never applied for a loan, for $149.95 they did on friday closed of bussiness, not only that but they used a bogus check,making sure you ...

#262537
Sep 17, 2011
216

Glorgibs
USA Credit took $149.95 out my bank account.
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I got a phone call about a credit line but when I found out how much money to pay i told the company USA Credit that I didn't need their services. Later about 3 days I checked my b...

#262274
Sep 16, 2011
456

Deejhall
USA Credit keeps taking$ 149.95out of my checking account even after I submitted a cancelation
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

They are still taking $149.95 out of my checking account even after I cancelled with them back in July 2011.Please help me to do something about this.Because They did it again this...

#260988
Sep 10, 2011
344

Anonymous
USA Credit - Is billing my bank for money i did not get
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I want the money that should have been deposited or return the money you received to my bank.i am retired and this is putting a hardship on my account if this is a scam then they s...

#260576
Sep 08, 2011
304

Blt4succ...
USA Credit
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Hey folks - if you have had a deduction from this company, take heart, here's how's you got charged & what to do: First! - if you have been charged you should call y...

#259675
Sep 03, 2011
369

Lecilshade
USA Credit .com
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Hello everyone today i received good news and bad news all in the same time $149.95 dollars was taken from my account today buy these consumers orwho ever they are my account is n...

#258823
Aug 30, 2011
534

Anonymous
USA Credit .com
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Usa credit took $149.95 dollars out of my account i did not approve and i i want my money back it put my account in overdraft thats not cool i dont have money to give away how do...

#258802
Aug 30, 2011
200

Marcel11
USA Credit - I was charge 149 dollars out of my bank account i didn't want and didn't get ,the i got a over draf
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I was charge 149 dollars for something i didn't want and i got a over draft fee 35.00 and still was charge 149 dollars out of my bank accountin my checking account. I wan...

#257498
Aug 24, 2011
442

Anonymous
USA Credit - Shady company!! Stole from me!!
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I was a victim of identity theft. Whom ever stole my social security # supposedly got online apply for pay day advance loans. according to USA Credit they provided me with a loan w...

#257222
Aug 23, 2011
310

Anonymous
USA Credit - They took a addinatal 99.49 from my bank
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I do not recall telling anybody to take 99.49 out of my bank account for any reason. i would like them to cancel that amount & retrun it to my account thankint you in advance mr....

#256449
Aug 19, 2011
507

Anonymous
USA Credit - They took money out of our account with out permission
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

These people enter our account and took money out that cause our account to be over drawn. we never aurthoized them to do this at all. we want this straighten out asap. this needs ...

#256444
Aug 19, 2011
257

Anonymous
USA Credit - They went in my account unauthorized! Thank God for Kemba!
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

My bank discovered fraud on my account through USA Credit. Apparently this company has been ripping people off with getting their account information even after they refuse the loa...

#256220
Aug 18, 2011
266

Anonymous
USA Credit - You people have no life... Fraud!!!!
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Why does there have to be do many greedy people in this world. they have nothing better to do than just steal money from people that work hard for it. this is really ***. i am s...

#254535
Aug 10, 2011
216

Dawn39
USA Credit - A Scam coming form the back door!
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

A friend and i never went on this site, we went and had our credit score checked. Come to find out this morning there was a incoming check # 5275. This check had my name on it whe...

#254479
Aug 10, 2011
365

Anonymous
USA Credit took 149.95 out of my account with out my permission.
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I am very upset cause i want to know how 149.95 came out of my account.With out my permission. If there is anyone who knows what i need to do please post it caausre i am hig...

#254315
Aug 09, 2011
349

Anonymous
USA Credit - Piss off
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Yes i was looking for a loan an befoe i know it you took $149.95 you had no rights to do that now I am going to call Pat Quinn an my bank on tuesday because i do have mental illnes...

#252154
Jul 29, 2011
281

Anonymous
USA Credit took $149.95 out of my account without my approval
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

USA credit took $149.95 out of my account without my approval. Then when I called to complain and tell them that i never applied for anything with their company they had all my pe...

#251610
Jul 27, 2011
319

Amberbro...
USA Credit - Company called and told them i wasn't interested!
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

The Usa Credit company called me explaining everything about a online loan and charging my husbands account. I told them no thank you and that i was not interested in ANY type of ...

#250872
Jul 23, 2011
466

Anonymous
USA Credit - I am pissed that USACREDIT stole $149.00 out of my account
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I am mad that a company that I have no idea who they are took money out of my account and I need to know what to do.What kind of company just take money and they haven't got yo...

#250547
Jul 21, 2011
328

Joespent...
USA Credit - Deducted funds from bank account W/O my permission
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

My complaint is against USA Credit,This is an online payday company.While making an inquiry for a loan all went OK till the Arab gentleman started verifying everything that I was g...

#250368
Jul 21, 2011
321

Cnimer
USA Credit - Usacredit deducted money from bank account
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Usa credit deducted 149.95 from my bank account for a loan that i never applied for. My Bank is aware of the fradulent deduction and the process to recover the 149.95 is in place....

#248924
Jul 14, 2011
235

Dlk
USA Credit
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I got a call from an attorney we are being sued from usa credit,we never dealt with them.He said a lawsuit is being filed and I told the guy I never ever got a loan from them.Now I...

#247259
Jul 06, 2011
305

Kenray
USA Credit deducted 149.95 from my acct
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

This company stole $149.95 from my checking account i never received any loan or services from usa credit i want a fefund of $210.00 this includes nsf chargrs applied to my account...

#246526
Jul 01, 2011
294

Maryfer1
USA Credit taking money from us
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

Usa credit took 150 dollars from my account when i didn't even provide them with the approval. I contacted the police department and they told me that if more than one person f...

#243672
Jun 16, 2011
416

Tommy Ed...
USA Credit - Stole $149.95 plus a $30 NSF fee
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

They stole the money from my account when I never accepted an offer. The credit union I go through does not return my checks for NSF, they pay it then assess me the $30 on top of ...

#243395
Jun 15, 2011
289

Mattkey6...
USA Credit
5.0 http://www.usacredit.com/index.php?option=com_content&view=article&id=78

I had never even heard of usa credit until today when i found out they had tried to take $149.00 out of my checking account..*** usa credit luckily i was able to catch it and...

#242569
Jun 10, 2011
288
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Loans and Mortgages
Every time there is a need to borrow money person faces an option - to go to a mortgage broker or to work with a direct lender. Many people choose to work with mortgage brokers and direct lenders alike, depending on their individual situation and needs. A mortgage is a lien on a property/house that secures a loan and is paid in installments over a set period of time. The mortgage secures a person's promise that he/she will repay the borrowed money to buy a home. A person should be ready for a financial commitment that could last several decades. Mortgages come in many different shapes and sizes, each with its own advantages and disadvantages. It is vital to make sure that the right mortgage is selected, the one that is right for a person, his/her future plans, and his/her financial situation. Each borrower may choose among the following types of mortgage: fixed-rate mortgage, adjustable-rate mortgage, balloon/reset mortgage, reverse mortgage. A loan is a type of debt. A loan predetermines the redistribution of financial funds over a certain period of time, between the borrower and the lender. At first the borrower receives a certain amount of money from the lender. The borrowed sum is usually but not always paid back in regular installments, to the lender. As a rule, the service is offered at a cost, which is called an interest on the debt. Under the terms of the loan, a borrower may be subject to certain restrictions - loan covenants. Loans are offered by all the financial institutions, like banks and financial services companies.

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